Need to get pre-approved for financing? Here are the things that your lender is going to ask you for in order to obtain a pre-approval.
Last Two Years of Your: Address and that of Your Landlord if renting, Names and addresses of Employers, Income Sources and Amounts, and Copy of W-2's.
Payments and Balances: Account Numbers, Payment Amounts, and Loan Balances including Student Loans, Credit Cards - Minimum Payments and Balances, Alimony and Child Support Payments, Copy of Divorce Decree, and Child Care Cost.
Statements: Last 2 Months Bank/Credit Union Statements - All Pages, Last 2 Months of Last Quarter Stock and Bonds, Value of Your Real Estate Holdings, Previous 30 Days Pay Stubs, and Last 2 Months/Last Quarter Statements for IRA, 401K, Pension, Mutual Funds and All other Assets.
If Self Employed/Commission: Personal Tax Returns Past 2 Years - All Schedules, Year to Date Profit and Loss Statement, and Corporate Tax Returns Past 2 Years - All Schedules.
The more documentation you can have ready and available for the lender, the faster they can get you pre-approved!
Author:Cory Pangburn Phone: 616-482-9332 Dated: April 12th 2016 Views: 131 About Cory: ...
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President, Kelly Pangburn, and her team of seasoned professional REALTORS® have been serving West Michigan since 1995, offering superior real estate services for home buyers and home sellers. Their approach is personal, their office is warm and inviting and their knowledge is unrivaled. Pangburn Properties, Inc., independently owned and operated with the opinion that customers come first. “Helping People Is Our #1 Priority” has been their motto since inception and remains that today. Sincere, honest and trustworthy, the REALTORS® here are truly good people to know.
PREQUALIFIED – the first step in the mortgage process. You give y
"Hi Kelly, Now that the dust has settled on the house deal, we want to thank you for your professional and trusted guidance throughout the process. I know we leaned on you for support and answers, and we appreciate your patience and expertise. It was extremely helpful and comforting to us. Besides that, you were a hoot to work with! It was a pleasure to associate with you and Cory. Your firm will be highly recommended by us."